A new personalized report is now available to homeowners with conventional loans who want to remove private mortgage insurance, or PMI, from their monthly mortgage payment. The PMI Terminator™, a personalized eight page report, is a detailed analysis describing up to eight possible scenarios when borrowers can cancel their PMI early without refinancing and without waiting for the loan balance to reach a pre-determined percentage of the home’s original value.Continue reading →
Since the collapse of the US housing bubble in 2008, many homeowners have faced the trauma of foreclosure. As an alternative, the government created mortgage assistance programs. While the US housing market has been recovering, many homeowners still find themselves in difficult financial positions. Many are on the verge of delinquency, and some still struggling to get mortgage help.
Is an mortgage help soon to be limited or maybe coming to an end? Is it possible lenders may soon limit loan modification, short sale or deed in lieu of foreclosure programs they offer?Continue reading →
Cancer is the largest killer of children from disease in the United States. In fact, 38 children die of cancer every week - And, the Children's Cancer Research Fund is dedicated to finding a cure for childhood cancer!
To help the Children's Cancer Research Fund, Michael Nolen, Founder and CEO of Delmarva Home Relief, has accepted CCRF's Great Cycle Challenge USA.Continue reading →
Tagged DHR In The News
On May 25, 2016, attorney's for the FTC's Division of Financial Protection published an announced of the FTC's list of hundreds of companies and people that they put a sequel on their misleading operations.
In this post, we'll share insight about the Federal Trade Commission's publication and some tips for shopping for a mortgage relief or debt relief company.Continue reading →
Loan modification denied? What next? When you find out a home loan modification is not an option, you may begin to panic! You get confused, lost, or alone without options. Most get concerned about foreclosure and the F.E.A.R. of a foreclosure sale begins to set in.
So, what are your alternatives to foreclosure? It may be a short sale or deed in lieu! There are many misconceptions about both programs. In light of the myths, I'll help you solve the two primary differences between both programsContinue reading →
Many vactioners and newer beach house owners often like to know what locals do in Ocean City.
After spending some time here, you get a feel for your favorite spots to lay back and relax. The best way for newcomers to find out about local events and cool places is to ask locals for their thoughts or to contact a local real estate rental company.
In this post, I’ll share 10 Summer Events you should check out while enjoying your time in Ocean City, Maryland this summer.Continue reading →
Did you know it’s simple to find out if you qualify? Put your assumptions aside and call a local mortgage lender. It may be more affordable to buy Ocean Pines, MD real estate than you think!
In this article, I share five different mortgage loans that could help you buy a home in the Ocean Pines, MD area.Continue reading →
Whether you’re a homeowner, future homeowner, or a professional, it’s a necessity to stay up to date with all the new ideas and trends happening. There are millions of blogs online – And it’s humanly impossible to attempt to read them all.
Most of us know the impact the US housing market faced after the bubble burst in 2008. A big problem was the lack of information available to us without going to a salesperson.
In this post, we’re going to highlight six awesome blogs that focus on one thing: real estate. We’ve found some excellent blogs that we wanted to share in hopes that you find educational content when you’re buying a home, selling a home, or looking for some new ideas you didn’t know exist.Continue reading →
Interest rates today are much lower compared to rates before the collapse of the US housing market. They’re attractive and can give you more power to buy a home.
With the Federal Reserve still uncertain when they’ll raise rates, eligible home buyers may be able to get more mortgage to buy a home.
In this post, I’ll share helpful home buying tips comparing the impact in your home buying power with a lower rate Vs. a higher rate – and how it may impact how much mortgage you can afford.Continue reading →
During the process of a recent mortgage assistance request with the Ocwen loan modification department, Ocwen ordered an assessment of the property to get the homeowner's home value using a broker price opinion, BPO for short.
Ocwen determined $5,000 in equity, and denied the application. The homeowner reapplied, and was approved with a $50,000 principal reduction.
In this post, I'll share this homeowners story attempting to get mortgage assistance from Ocwen Loan Servicing.Continue reading →
You may be wondering why we love a FHA loan modification programs? What's the benefit? It may seems like mortgage lenders are difficult to work with for any mortgage assistance option, so how could we possibly love it. We'll we do!
It's because FHA loan modifications can be more predictable than many other programs if you know how the program and the process works! In this post, I explain some of the key benefits behind FHA programs and why we love them!Continue reading →
Many believe the effects from collapse of the US housing market is beginning to stabilize. There are plenty of signs and data showing improvement, but are some signs pointing another direction?
Back in 2005-2007, prior to the financial crisis and the great recession, it seemed mortgage loans were almost as easy to get as candy. Millions of Americans bought into the American dream of homeownership. Hey, if the lender approves you for a loan, you must be able to afford it! Right?
In my opinion, I think there are some concerning factors we need to begin to questions!Continue reading →